Best Bank In Germany for International Students 2025
Germany has been flooded with international students for the past few years and it looks like things aren’t going to be any different soon. The country boasts of friendly and receptive citizens with a not-too-high cost of living plus other wonderful social and economic feature that makes it all the more attractive to foreigners.
As an international student in Germany from anywhere in the world, having an account is a necessity, not only does it help with saving up the funds you receive from home, but there are a host of other benefits that come with choosing to be a customer at any of the banks in Germany.
Best Bank In Germany for International Students
From our research, here are the banks that are best for international students in Germany.
1. Deutsche Kreditbank (DKB)
Deutsche Kreditbank (DKB) is one of the best banks in Germany that offers amazing privileges for students both national and international students and has been ranked first in recent times. Being a customer in DKB allows you to receive two cards, a European debit card, and an international Visa card.
They also have a free student account called DKB Girokonto checking account, where you will also receive a debit Visa card for international purchases DKB Girokonto account offers the following services;
- Completely free bank account
- Free online banking
- Free VISA credit card
- Free Visa card combined with ISIC* as addiction to the EU Maestro card
- Interest paid on credit card balance (for active users)
- Free worldwide cash withdrawals (for active users)
- Zero foreign transaction costs (for active users)
- Discount on membership in very popular gym McFit 15,00 EUR instead of 19,90 EUR
- Free cash withdrawal and payments with Visa card in Germany, Europe, and worldwide
- Numerous other discounts, e.g. shopping, and entrance fees.
2. Vivid Money
This is an online bank with zero bank account fees, 100% digital setup, and other benefits that include;
- Free banking account
- Free withdrawal from 50 EUR to 1,000 EUR per month
- Cashback up to 25%
- Free Visa debit card
- Open an account quickly and easily online
- No fees when using it abroad
- Extra chic metal card for free
- Free SEPA transfers
- Free cash withdrawal abroad up to 200 EUR.
3. Deutsche Bank
Deutsche Bank offers a standard European Maestro card with a Euro on balance. The student’s account called “Junges Konto” is usually charged free for all up to 30-year-old students, trainees, students, and volunteers plus zero monthly fees.
Deutsche Bank Young Account provides the following services;
- Free bank account for students younger than 30
- Free Girocard (EU card)
- Free cash withdrawal in Germany at Cash Group banks
- Free cash withdrawal worldwide at 38,000 ATMs
- Free online banking
- English Customer Service
- Additional blocked accounts can be opened
4. Commerzbank
Commerzbank is one of the largest and few banks that offer free basic accounts for international students with an extensive network of branches all across the country along with the following services;
- Free student account
- Free cash withdrawals* at all Commerzbank as well as Postbank, Deutsche Bank, HypoVereinsbank
- Cash deposits at all Commerzbank ATMs
- Branches all across Germany
- A student who deposits at least 500 EUR also receives a free Visa debit card with their account
Furthermore, if you can prove your monthly income Commerzbank will also provide a Visa credit card with a regular minimum allowance of 300 EUR per month. Prepaid credit cards are also available.
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